The Series EE savings bonds issued since May 2005 earn a fixed rate of interest for the life of a bond. The rate for newly issued bonds is reset or adjusted on May 1 and November 1 each year. Any US citizen, legal resident or employee of the U.S. government can buy EE bonds in amounts of $25 to $10,000 each year, according to Treasury Direct. Interest is added each month and compounded semiannually (twice a year). The interest rate is based on when you purchased the savings bond. Treasury Direct provides complete rate tables online. That means EE bonds pay an effective rate of interest of 3.5% if held for 20 years. The lowly Series EE Savings Bond is a misunderstood and completely ignored investment. I’m presuming that it’s a Series EE savings bond. Bonds with issue dates of November 1986 through February 1993 had a guaranteed minimum rate of 6 percent per year, compounded semiannually, for Before the advent of Series EE Bonds, your grandparents might have bought you a Series E Savings Bond. Those were issued from 1941 to 1980, and all of them have stopped earning interest, too. Find the value of your savings bonds (Calculator) Search for Matured Bonds (Treasury Hunt) Securities we sell; Cash paper savings bond; Interest rates for Series EE; Interest rates for Series I; How to buy Series EE; How to buy Series I; Gift savings bonds; More
When you buy the bond, you know the rate of interest it will earn. For EE bonds bought from November 1, 2019 through April 30, 2020, the rate is 0.10%. Older EE bonds earn interest in different ways. *Please Note: Interest is added monthly the first five years for EE Bonds issued March 1993 through April 1995 and semiannually after that, unless monthly additions are needed to make sure the bonds earn at least 4%. Series EE savings bonds issued in the 1980s and early 1990s have an original maturity of 20 years, and an extended maturity of 10 years, for a total of 30 years until the final maturity of the bonds.
Discover how long it takes for Series EE savings bonds to mature, and learn how However, some reach maturity sooner depending on their built-in interest rate. April 1997, and Series EE Bonds issued from March 1993 through April 1995, Learn when different savings bonds reach face value and determine the best time to cash them in to The annual interest rate for EE bonds issued from Nov. 7 Feb 2020 The Series EE savings bond has a fixed interest rate of return. The U.S. government commits that Series EE bonds will double its face value by 26 Oct 2010 For Series EE Bonds issued May 2005 and after, interest is added every month. The bonds' interest rate is fixed and compounded semiannually. Series EE/E Bonds and savings notes issued December 1965 and later stop Interest is added monthly the first five years for EE Bonds issued March 1993 Series EE Savings Bonds issued after May 2005 earn a fixed rate of interest. Both types of bonds are exempt from all state and local income taxes. For more
Calculate the Value of Your Paper Savings Bond(s) TOOLS. Savings Bond Calculator; Savings Bond Wizard; Savings Bond Value Files; Savings Bond FRB Locator; Interest Interest Rate Value Note ; NA: I: $50: 12/2000: 07/2006: 12/2030: $50.00: $19.94: 4.42%: $69.94 : CALCULATE ANOTHER BOND. Survey. How would you rate this tool? Excellent Good Fair Some Series EE bonds pay interest beyond the original maturity date, up to 30 years from issuance. There is $25 minimum investment requirement for EE bonds. Every investor may purchase up to $10,000 in these bonds, per calendar year. Along with the Series I bond, the Series EE bond is one of the two types The Series EE bond you own from 1983 will reach its final extended maturity in June 2013. At final maturity, the bond stops earning interest. For EE Bonds that we issued from May 1995 through April 1997, we determine the interest rate every May 1 and November 1 by looking at U.S. Treasury security yields for the previous six months. The rate we now apply to these EE Bonds (the "long-term" rate) is 85% of the six-month average of 5-year U.S. Treasury security yields. Series HH/H bonds issued or entering an extended maturity period on or after March 1993 will pay interest at a level rate of 4%. Contact Us Department of the Treasury 1500 Pennsylvania Ave., N.W. Washington, D.C. 20220 For instance, if you spent $500 to buy a new Series EE savings bond with a $1,000 face value and a fixed rate of 1.2%, you could find out how long would it take to reach its maturity value by dividing 72 by 1.2. The answer, 60, reveals the total number of years necessary for the bond to double in value. The Series EE savings bonds issued since May 2005 earn a fixed rate of interest for the life of a bond. The rate for newly issued bonds is reset or adjusted on May 1 and November 1 each year.
Series EE Savings Bonds issued after May 2005 earn a fixed rate of interest. Both types of bonds are exempt from all state and local income taxes. For more A bond issued on or after May 1, 1997 is assessed a three-month interest penalty if VALUES AND YIELDS FOR $100 SERIES EE BONDS November 2002 Thru October 3.07% | 4.82% 11/1993 - 4/1994 | 11/1/2002 | 5/1/2003 | 77.24 | 78.40 | 3.00% A new savings bond rate is announced each May 1 and November 1.